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Case study on pmjdy

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A massive shift in financial inclusion was observed by the initiative of government to include financially excluded into the formal financial system by launching Pradhan Mantri Jan Dhan Yojana PMJDY in This paper aims to attempt to examine the efficiency of public sector banks in financial inclusion during pre and post introduction of PMJDY. The data envelopment analysis is used to measure the efficiency of the banks towards financial inclusion for the periods, — to — as pre-introduction and — to — as post-introduction phase. For this study, supply-side parameters of financial inclusion considered as input variables and demand-side parameters as output variables.
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Pradhan Mantri Jan Dhan Yojana as a financial inclusion drive: a case study of West Bengal

Case Length: 4 pages. Period: -. Pub Date:
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We suggest that initiatives be designed to enhance condition and municipal bond markets, Which incentives to have interaction households in these markets be explored, as households could use these area belongings to hedge versus regional possibility aspects in presently segmented goods markets. Nevertheless, a large Element of the distinction between the asset portfolio allocation and home loan indebtedness of Indian homes, relative for their counterparts from other international locations, nonetheless remains unexplained. The thought is for households to own use of a range of this kind of easy financial solutions by default, but demand either explicit opt-ins, or specific schooling e.
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